Choosing Credit Unions: How Fall River and New Bedford Residents Benefit

Competitive Rates and Favorable Loan Terms

As a member-owned, not-for-profit institution, St. Anne’s Credit Union is dedicated to putting our members first. This commitment translates into more competitive rates and terms on a variety of financial products:

• Lower interest rates on loans: Whether you’re in the market for an auto loan, mortgage or personal loan, St. Anne’s Credit Union typically offers lower interest rates compared to big banks. This means substantial savings over the life of your loan.
• Higher interest rates on savings accounts: We prioritize helping you grow your savings faster. That’s why our savings accounts and certificates of deposit (CDs) often come with higher interest rates than what you’ll find at traditional banks.
• Fewer and lower fees: At St. Anne’s, we’re committed to minimizing fees, ensuring that you keep more of your money. Our fee structure is designed with your best interests in mind, offering a more cost-effective banking experience.

Local Decision-Making for Faster, Personalized Service 

One of the standout advantages of banking with St. Anne’s Credit Union is our local decision-making process. Unlike big banks, where decisions are made by distant corporate offices, our loan approvals and other financial decisions are handled right here in your community. This means:

• Faster approvals: Local decision-making allows for quicker turnaround times on loan approvals and other important financial considerations.
• Tailored solutions: Our team knows Fall River and New Bedford’s local economy inside and out, so we’re able to offer personalized financial solutions that cater specifically to your situation - something big banks can’t match.

Exceptional Customer Service

At St. Anne’s Credit Union, our members are our owners. This relationship drives our commitment to providing exceptional customer service:

• Personalized attention: Unlike the impersonal experience you might encounter at a big bank, our team takes the time to get to know you and understand your financial goals, ensuring you receive the guidance and support you need.
• Member-focused: Unlike big banks that prioritize shareholders, our focus is on what’s best for you. Every decision we make is geared toward benefiting our members.

Positive Community Impact 

Banking with St. Anne’s Credit Union means more than just managing your money—it means contributing to the well-being of your community. We are deeply rooted in the Fall River and New Bedford areas and actively reinvest in them through:

• Local investments: Profits are reinvested into the community through loans to small businesses, community projects and initiatives that drive local economic growth.
• Support for local events and charities: St. Anne’s Credit Union is actively involved in supporting local events and charitable organizations in the Fall River and New Bedford areas. When you bank with us, you’re helping to build a stronger, more vibrant community.

Meeting Your Banking Needs

From checking and savings accounts to loans and financial education, St. Anne’s Credit Union offers a full range of financial products and resources to meet your needs. Our commitment to providing excellent service and competitive products ensures that you have the tools you need to manage your finances effectively.

Ready to experience the credit union difference? Open an account with us and join a community that puts you first!