Consumer Loan Rates*
(Effective: August 30, 2010)
|
New Autos & Trucks
| (Maximum loan $100,000. Minimum loan $2,500. Maximum term 72 months. Rates based on direct payment from SACU checking/savings account. Add .25% for non-direct payment. ) |
|
0%
|
12 months
|
3.750%
| $85.04
|
0%
|
24 months
|
3.750%
| $43.31
|
0%
|
36 months
|
3.750%
| $29.41
|
0%
|
48 months
|
3.750%
| $22.47
|
0%
|
60 months
|
4.000%
| $18.42
|
0%
|
72 months
|
4.500%
| $15.87
|
|
Used Autos & Trucks
| (Maximum loan $100,000. Minimum loan $2,500. Model years 2006 – 2011. Maximum term of 60 months. Rates based on direct payment from SACU checking/savings account. Add .25% for non-direct payment.) |
|
0%
|
12 months
|
3.750%
| $85.04
|
0%
|
24 months
|
3.750%
| $43.31
|
0%
|
36 months
|
3.750%
| $29.41
|
0%
|
48 months
|
3.750%
| $22.47
|
0%
|
60 months
|
4.000%
| $18.42
|
|
|
Motorcycles New/Used
| (Maximum loan $25,000.00. Minimum loan $2,500.00. Model years 2006-2010. 60-month term is for 2010 models only. Rates based on direct payment from SACU checking/savings account. Add .25% for non-direct payment loan.) |
|
10%
|
12 months
|
4.000%
| $85.15
|
10%
|
24 months
|
4.000%
| $43.42
|
10%
|
36 months
|
4.000%
| $29.52
|
10%
|
48 months
|
4.000%
| $22.58
|
10%
|
60 months
|
4.250%
| $18.53
|
|
|
Boats (Fiberglass boats only)
| (Maximum loan $250,000.00. Minimum loan $2,500.00. Rates based on direct payment from SACU checking/savings account. Add .25% for non-direct payment loan.) |
|
20%
|
120 months
|
6.500%
| $11.35
|
20%
|
240 months
|
7.250%
| $7.90
|
|
|
RVs
| (Maximum Loan Amount $250,000. Minimum Loan Amount $2,500. Rates based on direct payment from SACU checking/savings account. Add .25% for non-direct payment loan.) |
|
20%
|
48 months
|
6.500%
| $23.72
|
20%
|
84 months
|
7.250%
| $15.22
|
|
|
Equity Line of Credit
| (APR based on Prime Rate as published in the Wall Street Journal minus 0.50% • Max rate 18%. Floor rate 4.00%• Max Loan Amount $500,000.00. • Min Loan Amount $7,500.00. • Homeowners Insurance is required. • 10 yr draw) |
|
0%
|
300 months
|
4.000%
| $3.28
|
|
|
Home Equity Fixed
| (Homeowners Insurance required. • Maximum Loan Amount $500,000.00. Minimum Loan Amount $7,500.00. RATES ARE BASED ON DIRECT PAYMENT LOANS FROM SACU CHECKING ACCOUNTS - ADD 1/4% FOR NON-DIRECT PAYMENT LOAN. ) |
|
0%
|
60 months
|
4.875%
| $18.81
|
0%
|
120 months
|
5.000%
| $10.61
|
0%
|
180 months
|
5.125%
| $7.97
|
|
|
Home Improvement
| (Maximum Loan Amount $125,000.00.• Minimum Loan Amount $1,000.00 RATES ARE BASED ON DIRECT PAYMENT LOANS FROM SACU CHECKING ACCOUNTS - ADD 1/4% FOR NON-DIRECT PAYMENT LOAN. ) |
|
0%
|
60 months
|
5.750%
| $19.22
|
0%
|
120 months
|
6.750%
| $11.48
|
0%
|
240 months
|
7.750%
| $8.21
|
|
|
Personal Loans/Member Business
| (Maximum loan amount Personal - $30,000, Member Business -$15,000. Minimum loan amount $250. Rates based on direct payment from SACU checking/savings account. Add .25% for non-direct payment loan.) |
|
0%
|
12 months
|
6.750%
| $86.41
|
0%
|
24 months
|
7.750%
| $45.11
|
0%
|
36 months
|
8.750%
| $31.68
|
0%
|
48 months
|
9.750%
| $25.24
|
0%
|
60 months
|
10.750%
| $21.62
|
