Community Investment

Types of outreach / Charitable Opportunities Available

FINANCIAL LITERACY

St. Anne’s Credit Union is committed to playing an active role in our community and that includes partnering with local schools and organizations to bring financial literacy to students, teaching them the value of saving and investing as future leaders of our society. We recognize that financial education isn’t only necessary for the classroom, but for all stages of life. We strive to provide financial education programs for all ages - teaching students and parents how to develop personal financial decision-making skills and to secure financial freedom. We partner with outside organizations, including area high schools, transition academies, junior high schools, summer work programs, and other community organizations to provide financial literacy education to all members of the community.

WHAT WE OFFER FOR IN-CLASS LEARNING:

SCHOOL VISITS

Employees visit elementary and middle school classrooms to teach students smart ways to spend, save, and donate. Students learn the basics of budgeting through smart spending and saving activities and how to create saving goals and new habits. School visit programs are customizable for various ages to help students increase their money-management skills as they mature.

CREDIT FOR LIFE FAIRS

Credit for Life Fairs are interactive exercises where students learn the basics of budgeting and managing credit through a unique hands on experience. St. Anne’s employees volunteer throughout the year in local area schools to help students:

• Achieve financial independence
• Learn about budgeting/saving
• Explore other financial alternatives (obtain same objective using different mechanisms)
  St. Anne’s Credit Union can:
• Deliver financial expertise (provide best practices)
• Reinforce lessons plans
• Collaborate with teachers
• Tailor material around current teachings

JUNIOR ACHIEVEMENT (JA) TITAN BUSINESS CHALLENGE

St. Anne’s employees volunteer as “business mentors” where multiple area high school students compete for a scholarship. Students learn the fundamentals of business and are taught about the nuances of running a global business in a competitive high-tech marketplace.

Scholarship Programs

St. Anne’s is committed to the future of the youth in the local SouthCoast community. Since 1995 the St. Anne’s Scholarship Program has awarded more than $300,000 to local students, offering a total of twelve $1,000 cash scholarships to graduating high school seniors each year. Massachusetts and Rhode Island communities are eligible to receive 11 scholarships in the Credit Union’s service area. The remaining scholarship, the Alfred A. Dube Memorial Scholarship, is awarded to a graduating senior from B.M.C. Durfee High School. St. Anne’s also participates in CCUA’s Student Essay Contest, a statewide contest that awards cash prizes to seventh and eighth grade students.

Learn More Donations

Guidelines

1. Organizations applying to St. Anne’s Credit Union for a donation must be a Massachusetts or Rhode Island not for profit entity.
2. To be considered, an organization must be tax-exempt under Section 501(c)(3) of the Internal Revenue Code and have received a permanent or advance IRS Determination letter that describes the grantee as a publicly supported charity as defined in Sections 170 (b)(1)(A)(6) or (a)(2).
3. The Credit Union will not consider more than one application from an agency within a twelve month period. Previously approved donations must be completed before new requests can be submitted.
4. In order to accommodate the many donation needs, the credit union will focus its decision on the impact that the project will have on the community. Not all applications can be granted or funded at requested amounts.

St. Anne’s Credit Union does not accept donation requests from the following:

• Individuals or families
• Religious organizations, unless the program is community oriented
• Political activities/candidates
• City, town, state or federal agencies
• Request to fund travel expenses
• Paid solicitors

Application process

1. Download the application form. Depending on the browser (Internet Explorer, Google Chrome), you may not be able to electronically submit the application – in that case, you may need to save or print out the application and send to the address below.
2. Hand-delivered applications may be dropped off at any St. Anne’s Credit Union location, to the attention of Paula Carvalho. Completed applications should be mailed to the Credit Union:
   Paula Carvalho, Assistant Vice President, Administrative Services
   St. Anne’s Credit Union
   PO Box 0, South Station
   Fall River, MA 02724
3. The proposal package should be submitted with no staples, brads, or report covers and on single-sided pages if possible.
4. Applicants will be notified of the decision by mail.

REVIEW PROCESS

Please allow approximately 4 weeks for a request to be reviewed by our Management Team and Board of Directors. St. Anne’s Credit Union makes every effort to assist as many organizations as possible in the communities that we serve. To accomplish this we ask that requests for donations, advertising, sponsorships, and grants be limited to a consecutive three-year period for each organization. After this three-year period, organizations are asked to suspend funding requests for at least one full calendar year before reapplying.