Plan for Retirement Early: Free Tools for SouthCoast Residents

Retirement might seem like a distant dream when you’re in your 20s or 30s, but the truth is, the earlier you start planning, the better off you’ll be later. Whether you’re just starting your career or are well settled, taking steps now can set you up for a comfortable retirement down the road. Here’s how you can begin your retirement planning journey today.

1. Set Clear Retirement Goals 

It’s essential to have a clear vision of what you want your retirement to look like. Do you plan to travel the world, or do you want to stay close to family in the SouthCoast? Knowing your goals will help you determine how much you need to save. Start by using a retirement calculator to estimate how much you’ll need. St. Anne’s Credit Union offers a Retirement Planner Calculator that can help you get started on a personalized savings plan based on your goals and timeline.

2. Follow the Basics 

Following the basics of retirement planning is key to securing your financial future. The U.S. Department of Labor’s Top 10 Ways to Prepare for Retirement offers essential steps to help you stay on track. We provide a great deal of IRA options to help you get started here at St. Anne’s which you can explore on our rates page and open here.

3. Create a Personalized Plan

Retirement planning might seem overwhelming, but with the right tools and resources, you can set yourself up for a secure future. St. Anne’s Credit Union offers a wide range of resources to help you stay on track. Whether you’re just getting started or need help fine-tuning your plan, St. Anne’s Credit Union is here to support you every step of the way.

Book an appointment here to get started or visit us today to learn more about how we can help you achieve your retirement goals.